Paying by card over the internet is still a big scare for many people. Not surprisingly, various pitfalls sometimes await across e-shops. However, there is nothing to worry about when basic security rules are followed. What should you look out for when paying online?
Online safety has made the list of the most discussed topics in recent years, especially when it comes to making payments. Fortunately, with innovative methods of internet theft and fraud, security options are also increasing. If you want peace of mind, make the most of them.
There are a few steps you can take to make sure your transactions are secure. These include: Using a secure Wi-Fi network, using a virtual credit card, opting for cash on delivery, and using e-wallets. Read on to learn more about the best ways to protect yourself when making online payments.
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Pay only on safe websites
When you visit a website, it is crucial to make sure that the URL you’re using has a secure SSL certificate. An SSL certificate will change the URL to HTTPS, and add a padlock icon to your address bar. It means that all the data you’re sending and receiving has been encrypted. Without this security, unauthorized users could use that data without your knowledge.
An SSL certificate is not the only sign of web security. In the case of an e-shop, it can be, for example, a 3D-secure payment. For online casinos, for example, always look to see if it has a valid license. So, if you want to play slots or learn how to play roulette, always check if the casino has a valid license before sending money to it.
Using a virtual card
Using a virtual credit card for online purchases can be convenient and secure. Online retailers often require a credit card, debit card, prepaid, or gift card to complete a transaction. Checking to see if the website accepts your card is important to avoid additional charges. Also, check the billing details to ensure that the charge will clear on the due date. In addition, if your card is declined, check the information for any errors, such as transposed numbers.
A virtual card is a special type of card that exists only in a mobile app or online banking. This card is specially designed for online purchases. One of the biggest advantages of a virtual card is that you can’t lose it and no one can steal it from your pocket, for example, on a crowded bus. Moreover, thanks to the separation from your regular bank account, you don’t have to worry about shopping even in foreign or smaller e-shops.
Using a secure Wi-Fi network
When using a mobile device to make an online payment, it’s important to make sure that the device is connected to a secure Wi-Fi network. An unsecured network increases your risk of being hacked. This type of attack can involve spoofing registration systems and sending your personal information over an insecure network. Luckily, there are a few easy ways to make sure that your mobile device is connected to a secure Wi-Fi network.
First, make sure that your device has a password. Wi-Fi networks that are not password protected are open to anyone who can connect to them. It is a major risk to your personal information and sensitive business data. Even worse, hackers can use your device to send phishing emails and monitor your online banking activity.
Using an e-wallet is a good way to make payments safely on the internet. This service allows you to use your debit or credit card to make purchases on websites. It also enables you to issue refunds to buyers. The e-wallet also allows you to manage your transactions in real time.
You can use an e-wallet to make payments on websites for a small fee, or you can use it as a form of payment for online purchases. It will make it easier to manage your operations and can offer more fraud protection.